Mortgage Unemployment & Mortgage Disability Insurance

Consumers are often deluged by direct mail offers for mortgage protection insurance right after they buy a new home or refinance their old homestead. However, these are term life insurane policies, and that’s not always what the respondants want. Some consumers are more interested in the disability insurance aspect, and some are looking for a product that will make mortgage payments if they unemployed!

Also, the offer of mortgage protection insurance without a medical exam attracts (or maybe misleads) people who have some health challenges and may have been declined for life or disability insurance before. But traditional mortgage protection policies do ask health questions, and a YES answer on the application can trigger further underwriting. This can include Medical Information Bureau queries, doctor’s statements, and yes, medical exams.

The New Mortgage Protection Insurance is here! You can purchase mortgage insurance with no health questions. This groundbreaking product provides income to pay bills during unemployment, disability, hospitalization, and it also can provide a death benefit. It is very affordable too! You do not even need to carry a mortgage to qualify.

If you need this type of mortgage protection, or if you have been declined for life insurance or disability insurance, use our free online mortgage protection insurance quote form.

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