You Need Cheaper Car Insurance Without Sacrificing Quality Car Insurance!

I know that my turning point was buying a late model car and finding that my old insurance company increased my rates by 50%! I was stunned because I always thought that car insurance companies took the driver into account more than any other factor like the price of the car. Besides this car had better safety and anti-theft features. It just did not seem far and was certainly an expense I did not count on.

Here are steps I took to get cheaper auto insurance than I even had on the older car!

1. COMPARE CAR INSURANCE - Yes! I even put it in bold. I found another highly rated company that offered the same policy for less than my old company was charging for my original car! They gave me a substantial discount for airbags (30%), anti-theft devices, and the fact that I was a fairly safe driver (1 small accident in the last 10 years).

Compare rates on your auto insurance. Get quotes now.

II. Take an approved driver safety or driver education course. If you are insuring a young driver, make sure they take a driver safety class. Of course this is a good idea on so many levels, but it should also earn them a discount. Older, experienced drivers can also take driver safety courses for disctounts too.

Call your insurance company and ask, and if they do not offer a large discount, then go back to step 1. Even a 10% discount ca add up to a couple hundred dollars (or more) a year of car insurance savings.

III. Look into combining policies. Many top rated car insurance companies want all of your business, not just your car coverage! Ask how much you can save by combining homeowners insurance or renters insurance with your car insurance. Again, these discounts can range 10 to 20 percent. Look how quickly your rates. Plus it does make it easier to administer policies by combining them.

IV. If you are car shopping, why not compare car insurance quotes as you go. Find out which companies will give you the best rates. You may be pleansantly surprised that a new model, safer car will save you car insurance bucks. Or you may be unpleasantly surprised to see how muc that T Top roadster will increase your rates. Hey! As they say, even if it is not good news, it is good news to know!

V. Buy the high risk driver an older car and just give them liability insurance. If you are covering your 16 year old son, maybe he does not need to drive your Lexus! Consider buying the high risk driver in your house a lower value car and only putting liability insurance on it. It’s a decent tip and you should ask your agent.

Good luck saving money on car insurance! Fill out one very fast online form to compare car insurance quotes.

cheap auto insurance, compare car insurance, save money auto insurance

Share This

Technorati Tags: cheap auto insurance, compare car insurance, save money auto insurance

If you enjoyed this post, make sure you subscribe to my RSS feed!